DENIAL OF SERVICES POLICY
CAUSE A FINANCIAL LOSS
It is the policy of Union Square Credit Union to deny services to any member who has
caused the Credit Union a loss through failure to repay a debt or otherwise. In
the event that any member of Union Square Credit Union causes, or makes known
his or her intention to cause a financial loss to the Credit Union, whether by
way of loan default, bankruptcy discharge, account overdraft or otherwise, or
should a member take any action that would render all or part of his or her
obligations owing to the credit union unenforceable, it is the policy of Union
Square Credit Union to withhold credit union services to that member.
The Credit Union may refuse to permit a member onto the Credit
Union premises and/or may further restrict the availability of certain services
to limit personal contact with Credit Union employees or members if a member is
inappropriate, verbally abusive or physically abusive to a Credit Union employee
or other members. Whether verbal abuse, physical abuse or inappropriate
behavior has occurred will be determined at the sole discretion of the Credit
Union and the Credit Union’s management. The following provisions may cause denial of some or
all Credit Union Services:
A. Activity. Conducting or attempting to conduct
or engage in any fraudulent, illegal, dishonest or deceptive activity of any
kind involving employees or Credit Union services.
B. Management of Funds.
Appropriation or misappropriation of
Credit Union funds, property or other material proprietary to Credit Union.
C. Conduct. Any type of abusive, disruptive, or
harassing conduct deemed inappropriate by Credit Union Management.
Union Square Credit Union will notify a member who violated
the policy of the Credit Union’s decision to limit services to the member. The Credit Union may
provide the member with the opportunity (as deemed appropriate by Credit Union
management) to indicate to the Credit Union their desire to cease the abusive
or inappropriate behavior and to treat Credit Union employees or other members
with respect. After such notice, if the member continues his or her
actions, Union Square Credit Union’s policy will be implemented.
CREDIT UNION SERVICES
union services applicable to restriction include but are not limited to;
Deposit Capture, and