RV/Boat Loans
Make the whole family smile—let Union Square match you with a recreational vehicle loan perfect for your family’s next adventure. Our low rates, flexible terms, and quick application process make it easy to have fun.
Refinance and Save
Have a RV/boat loan from another lender? Let us sweeten the ride. Speak with a Union Square team member to see how much you can save by refinancing your loan with Union Square Credit Union.
RV & Boat Loan Rates
Rates effective as of October 1, 2026
| Term | APR |
|---|---|
| 60 Months or Less; RV & Boat Loans | 7.74% - 17.49% |
Recreational vehicles, boats, and motorhomes with terms longer than 72-75 months follow the rate structure above with an additional 0.25% for every additional 12 month period.
Extended terms are allowed with a maximum term of 120 months. Each 12 month increase in term adds an additional .25% over the stated 72-75 month term above.
Annual Percentage Rate (APR) may change at any time as determined by Union Square Credit Union Board of Directors. Rates reflect a low to high range based on loan term. Lower rates in each range apply to well qualified applicants. Normal credit criteria apply to all applicants. Credit history is one criterion upon which rates are based.