Current Loan Rates

Loan Rates

Rates Effective as of April 1, 2018

APR = Annual Percentage Rate

APR may change at any time as determined by the credit union board of directors

Account Purpose	Repayment Period	APR
Rates for New and Used Autos, Motorcycles, Boats, or Recreational Vehicles are the same!
New ’18 – maximum term 75 months
	36 Mo.	3.45 - 15.70
	42 Mo.	3.45 - 15.70
New '17 - Invoice over $15,000 - maximum term 66 months	48 Mo.	3.45 - 15.70
New '17 - Invoice over $20,000 - maximum term 75 months	54 Mo.	3.45 - 15.70
Used '16 - maximum term 66 months Used '15 - maximum term 60 months Used '14 - maximum term 54 months Used '13 - maximum term 48 months Used '12 - maximum term 42 months Older - maximum term 36 months High mileage vehicles will be qualified at shorter terms	60 Mo. 66 Mo. 75 Mo	3.45 - 15.95 3.70 - 16.20 3.95 - 16.70
Account Purpose		APR
Share / Share Certificate		Deposit Rate Plus 2.0%
Account Purpose	Repayment Period	APR
Other Collateral - 4 Wheelers, ATVs, equipment, UTV's, and utility trailers	48 Mo.	5.00 - 18.00
Signature	12 - 36 Mo	8.00 - 17.00

* Rate discounts are offered to Preferred Plus Checking members.

** Rate discounts are offered when loans are set up for automatic transfer of payments.

*** Listed annual percentage rates reflect a low to high range based on loan term. Lower rates in each range apply to well qualified applicants. Normal credit criteria apply to all applicants. Credit history is one of the criteria upon which rates are based.

Recreational Vehicles, boats and Motor homes with terms longer than 72-75 month terms will follow the rate structure above with an additional 0.25% for every additional 12 month period.

Extended terms are allowed with a maximum term of 120 months. Each 12 month increase in term will add an additional .25% over the stated 72-75 month term above.

Street legal motorcycles follow the Auto term rates listed above. All other motorcycles not street legal will have a max term of 48 months.