Checking Accounts
Kasasa Cash Checking Account
A Checking Account with no monthly service charge that pays better than CD rates!
To receive the high Annual Percentage Yield and ATM fee reimbursements nationwide, you must perform the following qualifications each cycle:
1. Have at least 12 Debit Card transactions post and clear your account each qualification cycle.
2. Have at least 1 Direct Deposit or Electronic Automatic Payment post and clear your account each qualification cycle.
3. Enroll and receive Electronic Statements (valid email address required).
Qualification Cycle – the qualification cycle for the Kasasa Cash Checking is monthly
- Get your pay up to 3 days early with direct deposit*
Student Accounts
- Super Saver
- Budget Builder
- Future Freedom
View More Student Account Options
**Early Payday offers immediate credit of your direct deposit to your Union Square Credit Union account up to three (3) days early based upon when we receive your payroll from your employer. USCU cannot assume any liability for not depositing these funds to your account early. You agree to be bound by Automated Clearing House association rules. These rules provide, among other things, that payments made to you are provisional until final settlement is made through a Federal Reserve Bank or payment is otherwise made as provided in Article 4A-403(a) of the Uniform Commercial Code. If Union Square does not receive such payment, we are entitled to a refund from you in the amount credited to your account.
| Account Type | Deposit Requirements | Details | Dividend Rate | APY | Interest Frequency |
| Kasasa Cash | $100.00 Minimum to open account. No minimum balance requirements. | Pending qualifications each cycle, the yield will range from 0.05% to 3.51% | 3.455 | 3.51 | MONTHLY |
| HSA CHECKING | No minimum balance requirements. | You may deposit no more than the IRS mandated maximum per year. | 0.15 | 0.15 | MONTHLY |
