Checking Accounts

Premier Checking Account

A Checking Account with no monthly service charge that pays better than CD rates!

To receive the high Annual Percentage Yield and ATM fee reimbursements nationwide, you must perform the following qualifications each cycle:

1. Have at least 12 Debit Card transactions post and clear your account each qualification cycle.

2. Have at least 1 Direct Deposit or Electronic Automatic Payment post and clear your account each qualification cycle.

3. Enroll and receive Electronic Statements (valid email address required).

4. Access online banking at least once during each qualification cycle.

Qualification Cycle – the qualification cycle for the Premier Checking is monthly

Get your pay up to 3 days early with direct deposit*

Golden Eagle Account

For our 60 plus members. The Golden Eagle Account: You've earned it!

FREE Cashiers Checks
FREE Notary Service
FREE Copy Machine Services (limited)
NO Service Charge Checking Accounts
Direct Deposit Service
FREE Stop Payments
FREE MasterCard Debit/ATM Card
Get your pay up to 3 days early with direct deposit*

*Early Payday offers credit of your direct deposits to your Union Square Credit Union account up to three (3) days early based upon when we receive your payroll from your employer.

Student Accounts

Super Saver
Budget Builder
Future Freedom

View More Student Account Options

**Early Payday offers immediate credit of your direct deposit to your Union Square Credit Union account up to three (3) days early based upon when we receive your payroll from your employer. USCU cannot assume any liability for not depositing these funds to your account early. You agree to be bound by Automated Clearing House association rules. These rules provide, among other things, that payments made to you are provisional until final settlement is made through a Federal Reserve Bank or payment is otherwise made as provided in Article 4A-403(a) of the Uniform Commercial Code. If Union Square does not receive such payment, we are entitled to a refund from you in the amount credited to your account.

Account Type	Deposit Requirements	Details	Dividend Rate	APY	Interest Frequency
PREMIER CHECKING	$100.00 Minimum to open account. No minimum balance requirements.	Pending qualifications each cycle, the yield will range from 0.05% to 2.51%	2.48	2.51	MONTHLY
HSA CHECKING	No minimum balance requirements.	You may deposit no more than the IRS mandated maximum per year.	0.15	0.15	MONTHLY

*SAVE $547.00 -- The average savings figure is a national average savings number from the previous 12 months of auto, homeowner and packaged policyholders’ savings when compared to the policyholders’ former premiums. Individual premiums and savings will vary. Insurance products which are available are not deposits of the Financial Institution and are not protected by any type of deposit insurance, are not obligations of or guaranteed by the Financial Institution, and may be subject to risk. Any insurance required as a condition of the extension of credit by the Financial Institution need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer’s choice.

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Routing and Transit Number: 311989001
USCU NMLS ID: 421480

This credit union is federally insured by the National Credit Union Administration, NCUA, a U.S. Government agency. Your savings are federally insured to at least $250,000 and backed by the full faith of the U.S. Government.
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