Kasasa Cash Back®
Earn 4% cash back for everyday debit card purchases*, pay no monthly service charge, and receive nationwide ATM fee refunds* with a Kasasa Cash Back® checking account.
Account Benefits
- 4% cash back on debit card purchases*
- Nationwide ATM fee refunds*
- No minimum balance requirement
- Unlimited check writing
- Convenient link to Kasasa Saver® for automatic savings
- Free online banking and bill pay
- Free E-Statements and E-Notices
- Free Mastercard® ATM/debit card
- 24-hour ATM access
- 24-hour telephone audio response access
- Open an account with only a $100 deposit
Earning Rewards
To earn Kasasa Cash Back rewards, the following requirements must be met:
- 1 direct deposit, ACH credit, or ACH payment transaction post and settle each monthly qualification cycle
- 12 debit card purchases post and settle each monthly qualification cycle
- Be enrolled in online banking and receive statements electronically
Kasasa Cash Back rewards are earned and awarded monthly. The account is always free even if rewards are not earned.
What you'll need to open a Kasasa Cash Back account
- Be at least 18 years of age or older
- Social Security number
- Government-issued identification
- A Government-issued identification includes driver's license, military ID, permanent residence card, non-resident visa, state ID, or passport.
- New account funding
- Fund new accounts by transferring money from existing Union Square Credit Union accounts or non-Union Square Credit Union accounts. Mail in or visit a branch to deposit checks or cash. Call us at 940-720-8000 for additional options.
Get Started Today
*Complete details - Kasasa Accounts Truth in Savings Disclosure
*2026 Kasasa cycle dates