Kasasa Cash^®

Since we began in 1957, our members' financial needs and dreams have been our top priority! That's why we have consistently offered some of the most competitive rates in the area.

Account Benefits⁺

• 3.50% APY on balances up to $15,000*
• 0.25% APY on balances over $15,000*
• No minimum balance requirement, open account with only a $100 deposit
• Nationwide ATM fee refunds*
• Unlimited check writing
• Convenient link to Kasasa Saver^® for automatic savings
• Free online banking and bill pay
• Free E-Statements and E-Notices
• Free Mastercard^® ATM/debit card
• 24-hour ATM access
• 24-hour telephone audio response access

Earning Rewards

To earn Kasasa Cash rewards the following requirements must be met:

• 1 direct deposit, ACH credit, or ACH payment transaction post and settle each monthly qualification cycle
• 12 debit card purchases post and settle each monthly qualification cycle 
• Be enrolled in online banking and receive statements electronically

What you'll need to open a Kasasa Cash account

• Be atleast 18 years of age or older

• Social Security number

• Government-issued identification

  • A Government-issued identification includes driver's license, military ID, permanent residence card, non-resident visa, state ID, or passport. 

• New account funding

  • Fund new accounts by transferring money from existing Union Square Credit Union accounts or non-Union Square Credit Union accounts. Mail in or visit a branch to deposit checks or cash. Call us at 940-720-8000 for additional options. 

Get Started Today

Open an Account Now

Our dedicated team is ready to assist you! If you have any questions, please call our Contact Center at (940) 720-8000 or visit any of our branches. 

⁺Rates effective as of 9/1/2025
*Complete details - Kasasa Accounts Truth in Savings Disclosure
*2026 Kasasa cycle dates

APR: Annual Percentage Rate | APY: Annual Percentage Yield