Share Certificates (CDs)

Lock-in our most competitive certificate rates and let Union Square pay you! Choose a term that’s right for you.

Open an Account Now

Rates Effective as of 8/19/2025

Dividends are credited monthly with a disclosed dividend rate (Annual Percentage Rate/APR) and can be withdrawn on the crediting day.  Minimum deposit to open is $1,000. Minimum balance to obtain the advertised rate is $1,000. Compounded Annual Percentage Yield (APY) disclosed above.  Fees and withdrawal of dividends may reduce earnings.  An early withdrawal not otherwise permitted may be subject to a penalty.  The rate is subject to change after the maturity date.  Other restrictions may apply.